【“互联网金融监管”用英文怎么说?】- 上海语通翻译有限公司
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“互联网金融监管”用英文怎么说?

先是个别支付机构线下二维码支付和“虚拟信用卡”业务被暂停,继而《支付机构网络支付管理办法》(征求意见稿)在网上被披露,最近一段时间,有关互联网金融监管的话题引发社会广泛热议。

The People’s Bank of China, the central bank, is exploring possible Internet financing regulation with executives of some Internet finance companies and people in relevant fields this week.

央行本周召集互联网金融公司负责人及相关领域人士举行会议,共同商议互联网金融的监管。

央行对于互联网金融的监管(Internet financing regulation)原则是,给一定观察期,对于处在起步阶段的业态,可在坚持“底线思维”(bottom-line thinking)的基础上,鼓励对其业务模式继续开展探索;对于市场规模相对较大、主要风险基本暴露的业态,要纳入监管。

本月中旬,央行发文暂停二维码支付业务(QR code payments)和虚拟信用卡(virtual credit card)业务。近日流传的《支付机构网络支付管理办法》(征求意见稿)又表明,央行将对第三方支付平台的快捷支付(one-off money transfers)额度进行限制,同时对每年的快捷支付总额设定最高限额;另外,通过第三方支付平台进行的单笔交易(single purchase)和月度交易额也将设置限额。

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